Efficient financial planning can save you thousands of euro over the course of your lifetime. We offer expert, impartial advice to help you to organise your personal or business financial requirements in a way which makes the most effective use of your money while protecting what’s important to you.

Life Assurance

No-one likes to think about premature death, but it pays to be prepared. Wouldn’t it be comforting to know that, should the worst happen, those closest to you would be able to cope financially? With Life Cover, you can rest assured that financial security is something your loved ones can rely on at such a difficult time.

Serious Illness Protection

We often take our health for granted, especially when we’re younger. No one needs the added financial, practical and emotional problems that a serious illness can bring but sometimes, without warning, these things happen. It pays to be prepared for the future. Ask yourself, how would I or my family cope if I got seriously ill?

Mortgage Protection Insurance

Buying a home is one of the biggest financial commitments you’ll ever make so putting the right cover in place to protect it should be a top priority. Mortgage protection is designed to pay off the outstanding balance on your mortgage in the event you become seriously ill (if this option is chosen) or die prematurely.

Income Protection

An Income Protection plan pays you a monthly income if you are unable to work due to illness, accident or injury.  It will continue to pay you an income until you are well enough to return to work, or if not, until your retirement age.

Business Protection

As a business owner you need to consider what would happen to your share of the business if you died prematurely and the financial impact that could have on your family. You also need to consider what would happen to the business if a co-owner, or a key employee died prematurely.

Estate/Inheritance Planning

Will you be facing a large tax bill as a result of an inheritance? Will your family be facing a large tax bill if they inherit from you?
Relief was introduced under the Finance Act 1985 to allow people to make provision for Inheritance Tax in an efficient way. The proceeds of a life assurance plan taken out specifically for this purpose will not be taxable, subject to certain conditions.

Retirement Planning – Pensions/PRSAs

While your retirement may seem like a long way off, starting a pension now can make a big difference later on (not to mention the tax benefits in putting your money into a pension). Whatever stage you are at in your life there are some simple steps you can take to start saving for the retirement you want.

Through our partnerships with the major life companies, we enable our clients to access the most competitively priced, individually tailored financial products on the market today.

Contact us at to arrange a free consultation.